Loan Comparison

Pin two or three routes. See what each can actually do.

Use this like a product comparison before you apply. Pin the loans that look relevant and Kredmark will show the tradeoffs, what each route can unlock, and which one usually deserves the first conversation.

Pin loan products

LAPSecured Funding

Loan Against Property

Unlock a larger ticket against residential, commercial or industrial property, including OD, LRD, balance transfer and top-up routes.

CollateralProperty
Useful forLarge liquidity
Typical comfortLower cost, longer tenure
What it can get you: Higher funding at a more manageable EMI if the property and repayment profile fit.
Open LAP details →
MSMSME Credit

MSME Funding

Working capital, CC, OD, term loans, machinery finance and invoice discounting based on turnover, GST, receivables and business flow.

CollateralSometimes
Useful forOperating cash
Typical comfortBusiness-linked limits
What it can get you: Day-to-day liquidity matched to orders, receivables, stock, equipment or expansion.
Open MSME details →
BLBusiness Credit

Business Loans

A flexible route for established businesses when the need is clear but does not fit neatly into one standard product box.

CollateralSecured or unsecured
Useful forFlexible business need
Typical comfortFaster if profile is clean
What it can get you: Funding for a defined business need where speed and lender fit matter most.
Open business loan details →
LASSecurities-backed

Loan Against Shares

Liquidity against lender-approved listed shares, structured around demat pledge, market value, margin and borrower comfort.

CollateralListed shares
Useful forShort-term liquidity
Typical comfortPortfolio + margin
What it can get you: Quick liquidity without selling long-term holdings, if the portfolio and margin risk fit.
Open LAS details →
CGCollateral-Free

CGTMSE

Collateral-free MSME funding under the government guarantee route, subject to scheme, eligibility and lender comfort.

CollateralNo property collateral
Useful forEligible MSMEs
Typical comfortGuarantee-backed route
What it can get you: A credit route when the business is fundable but collateral is the bottleneck.
Open CGTMSE details →
PFStructured Finance

Project Funding

Term debt and structured facilities for industrial, commercial, greenfield, brownfield and expansion projects.

CollateralProject + security
Useful forCapacity creation
Typical comfortMilestone structure
What it can get you: Project-aligned funding with drawdowns, moratoriums and lender coordination.
Open project details →
REDeveloper Finance

Real Estate Funding

Construction finance for developers, shaped around approvals, sales velocity, receivables and milestone-linked execution.

CollateralProject security
Useful forConstruction progress
Typical comfortSales + progress linked
What it can get you: Construction capital where the lender can read the project, sales and repayment path clearly.
Open real estate details →
Build your comparison
Choose two or three funding routes to see the tradeoffs side by side before you decide where to start.
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Pin two or three loan products above to see an educational comparison.
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Advisory support

Not sure which pinned route fits? Share the business, amount, city and timeline. Kredmark will tell you what is realistic before you spend time on paperwork.
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