Funding

MSME Funding

Growth rarely arrives on a predictable schedule — and neither do your customers' payments. A large order lands, but the invoice against it settles in 60 or 90 days, and that gap is where most MSMEs run short of room to grow. MSME funding closes it from every angle: working capital, cash credit and overdraft limits against your turnover and GST filings; term loans for expansion; machinery and equipment finance for new capacity; and bill discounting that turns unpaid invoices into cash the moment they're raised, not the moment they're finally paid.
The capital moves at your pace — even when your customers don't.
Facility Types
6+ options
Basis
GST & Turnover
Eligibility
Registered MSME
Working Capital (WC)
Day-to-day liquidity sized against your turnover and GST filings.
Cash Credit (CC)
A revolving limit drawn against stock and receivables.
Overdraft (OD)
A flexible limit on your account for short-term gaps.
Dropline Overdraft (DOD)
An overdraft limit that steps down on a set schedule.
Term Loans
Fixed-tenure funding for expansion and long-term needs.
Machinery & Equipment Finance
Fund new plant, machinery and equipment for added capacity.
Bill / Invoice Discounting
Turn unpaid invoices into cash the moment they're raised.
Balance Transfer & Top-up
Move existing loans to better terms and draw additional funds.
Loan Amount₹50 lakh
Interest Rate15.0% p.a.
Tenure10 years
Monthly EMI
₹0/month
Total interest₹0
Total repayment₹0
Have a specific working capital or invoice-financing need? Write in with the details and we'll tell you what's realistic.
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